Check out this junior one-bedroom condo in Affinity (by Bosa). Functional and beautiful, it features spacious granite countertops, hardwood floors and stainless steel appliances.


Amenities include an extensive fitness facility, a social lounge complete with kitchen and entertainment space, and a lushly landscaped zen garden-style courtyard.


Steps away from the Brentwood Mall, Skytrain station, SFU, BCIT, parks & more.


Just a 15min drive to Downtown Vancouver, and 10mins away from Metrotown, Burnaby.

Perfect for first-time buyers, and as an investment!


For more details and for viewings, please contact: Kim Cheng 


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Jan 2012 GraphThat is the question (to take this out of context from Shakespeare’s “Hamlet”). The question is: what is the right choice for you? It all depends on your situation and the time frame.
Those that have seen property appreciation over the years are glad they got into the market, while those that held off the purchase to wait for the market to crash have missed more than one cycle.
If I’m raising a family, I’d like some stability and a place to call home. I would be close to schools, shopping, transit, and not having to worry about the landlord moving in or selling the property. This is for the long term.
If I like carefree living where moving is not an issue, enjoy travelling extensively and not want all my equity tied to real estate, and no plans for a family, I probably would be renting.
There are several web sites that offer a “rent or buy” calculator where the costs of home ownership are compared with rent payments over time to see which is more beneficial. I would argue that if given a choice in Greater Vancouver, most would choose to buy simply because of the property appreciation over time.
Arthur Ng 
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Stockbrokers tell consumers to “buy low, sell high”. Can this be applied to Real Estate? While a great concept, it really doesn’t work for most homeowners and end users. I would argue that many people buy and sell real estate not because of the market but rather because of their personal or family circumstance. The individual who has been relocated sells and moves while the new immigrant needs a place to call home, whether they buy or rent. A couple, either expecting their second child will be looking for a larger place to live or downsizing because the children have all moved out.  A family with a daughter starting university may move into town from Maple Ridge because of the commute. A family looking for a specific neighbourhood to raise their children does not wait for the market to act; rather they buy when the home becomes available. An investor generally buys when the return is sound and makes financial sense regardless of an up or down market. Everyone would love to buy real estate at the bottom of the market and to sell at the top; unfortunately this is not realistic for most homeowners. I believe, first and foremost, that a home is a safe place to raise the family, that meets your needs, and to be enjoyed over time. The market should not dictate when you buy or sell; it’s when the time is right for you.
--Arthur Ng
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Cash bonus for 1st time buyersThe BC government announced, on Feb 21, 2012, a one time cash bonus that can be received by 1st time Buyers on new home purchases (with qualification criteria to a maximum of $10,000).  While this bonus is still subject to be legislated, this is a huge benefit to those getting into our expensive marketplace. With some banks offering 5 year closed mortgages at 2.99%, the Property Transfer Tax Exemption for qualified first time Buyers in place, and some developers absorbing the net HST, this is a huge windfall to jump into home ownership. With the details yet to be released, there is mention of a time deadline for eligible purchases that must complete by March 31, 2013. For example, on a new apartment priced at $300,000, the savings could be as much as $35,000 (7% HST absorbed by developer; PTT exemption; $10,000 bonus). If you are still renting, you might want to talk to your mortgage broker and real estate agent to see how you can benefit. Time is ticking…
-Arthur Ng
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