SnowThe year is coming to a close having just experienced our first two snow storms on consecutive days just a week before Christmas.  Fortunately our snow doesn’t linger very long with our mild temperatures. Driving to work was interesting seeing all the stranded vehicles ill-equipped for the weather conditions. Had they properly prepared, the outcome may have been different.

I’ve learned that we have to be ready and be able to adapt at all times.  When working with Buyers, I always ensured that they were able to handle their mortgage payments and all other expenses. I asked if they had a contingency plan if someone lost their job or if a special assessment came up.  I also asked if there was any financial support from parents should the need arise.

 

Have you ever had bad test results from school exams? Usually the cause is from not studying the material or from the lack of understanding. If the latter, we should have asked for help. If the former, then there should be no surprises. The same applies to school projects. Did you rush to finish at the last minute and hoping for an excellent grade?

 

Having said the above, how do we prepare for 2013?  I guess it really boils down to preparing properly and managing risk. If you are a high risk-taker, have you assessed the potential outcomes, and can you survive in the best and worst case scenarios? I think if you have carefully worked out the process before putting into action, you should be fine. Some refer this to as planning. It is a simple but novel idea.

 

--Arthur Ng

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Christmas night Time has gone by so quickly this year. You know it’s that time of the year when some stores open for 24 hours until Christmas Eve.  What will Santa bring us this year? Perhaps a toy truck, a Barbie doll, maybe a condo or two? It’s also the time to share with those who are less fortunate; to forgive and forget to start anew; to spend real time with family and friends. Quite often we gripe about the little things in life; however, we should embrace what we do have and count our blessings. Look at those in the war ravaged countries, the areas of famine and drought, places where citizens have no rights or freedoms. We are very lucky to be living in Canada as your birthplace or having the opportunity to move here. Things happen and we deal with it. Look beyond the blame game and see how best to move forward.


 
--Arthur Ng
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Vancouver WeatherIf you live in the Greater Vancouver area, we get spoiled with our weather. We are lucky that we have very moderate climate conditions. Our spring and summers are warm while our fall and winter months are mild. Rarely do we experience extreme weather conditions. This allows for water sports and, at the same time, snow related activities on our mountains. We do get our share of rain (a.k.a. liquid sunshine) throughout the year with the usual complaints; however, we really love the sun when it does appear. Our city is surrounded by majestic mountains to the North, breathtaking seascapes to the south, while the rainfall allows for lush green lawns and fresh water all year round. This would explain why so many out of town visitors arrive they end up wanting to live here. And they buy our real estate. Combine this with our stable political and economic environment, you can imagine why the international community looks at us as their desired destination.

 

--Arthur Ng
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